FEC INsurance agency

Our Process

Learn about what makes us different and unique to the FEC and Amusement Industry.

Incident APP

Risk tools are essential. Collecting Accurate and Detailed Information is now Digital and FREE for FEC Insurance Customers

Record Audio from start to finish
Take Pictures
Email Notification
Saved to the cloud
Upload check list for after incident documents.
Go back and edit or add information.

Trying to complete a paper incident form and dealing with the incident is not easy for any employee or manager. With our digital incident form and after-incident upload checklist, your employees will be able to gather the most valuable information by just simply starting the form. Avoiding risk and knowing how to deal with it provides less stress for everyone and better interaction.

Risk Management

Waiver

layer of Protection.

Waivers are an important risk tool. A waiver is not just a “I promise not to sue” document. A modern waiver is a legal agreement by and between the FEC and the customer. The waiver will cover multiple points that are designed to add layers of protection to your business.

Click here for a free waiver example

Rules and Warnings

Legal Notice

Customers are invitees of your business and as such, they are entitled to a level of safety. They law calls this your duty of care.

What does that mean?

Your customers must be informed (put on notice) of the rules, warning and dangers. This is for all your attractions and place in or around your facility that need special attention such as uneven area of a miniature golf course.

Some times signs may not be enough. I like to use prerecorded safety messages that play though out the part.

Click here to listen.

Doing this correctly will greatly improve the outcome of a claim.

Security Cameras

What Actually Happened

You get a letter in the mail and its from an ambiance chasing attorney. The letter says their client was seriously injured 45 days ago. As you can imagine, the letter gives a drastically different account of events than what actually happened.

If you have poor coverage or bad video you are going to have a hard time defending your side of the events. Cameras should cover every attraction, entrance and exits of the build, busy or known problem areas and the parking lot. Storage capability of your system should be 30 days at a minimum.

M Logs

In depth and educational review of the quotes

Explanation of each coverage item and how we determine the limits
How and why the coverage’s effect your business both directly and indirectly
Review Optional coverages and limits of insurance
Claims examples based on your operation and how the insurance would respond

Emp Training

Risk management and claim prevention. This is the process where we dive into all things safety and preventative but in an operationally friendly way. We also work on being prepared for the “What If’s” and how to handle those situations. A lot of time this is where I get to visit your facility

CLICK THE LINKS BELOW

We cover in all 50 states

We insure these

Family Entertainment Centers
Roller Skating RInks
Indoor Trampoline Centers
Indoor Play Centers
Indoor High-speed Karting
Drones/Drone Operators
Go-karts
Ice Skating Rinks

And these

Rock Wall Climbing
Escape Rooms
Campgrounds
Axe Throwing
Mini Golf
Bumper Boats
Bowling Alleys
Ninja Course

These too

Climbing Centers
Tactical Laser Tag
Water Parks
Arcade
Batting Cage
Ropes Course
Laser Tag
Edutainment

Yup...and these

Amusement Manufacturing
Agritainment
Amusement Parks
Restaurant
Bumper Cars
Virtual Reality
Bowling Centers
Soft Play

Individual State Regulations

Learn about the individual state regulations for FEC and attraction-oriented centers. Click on the state you wish to learn about.

United State Regulations

Jurisdiction: United States

Agency: Consumer Product Safety Commission

https://www.cpsc.gov/

Online Laws and Regulations:

Consumer Product Safety Act
Consumer Product Safety Improvement Act of 2008

Overview

Devices Covered:

Includes portable amusement rides. Excludes rides operated at permanent amusement parks. Some non-ride amusement devices installed at permanent parks may be subject to CPSC jurisdiction (e.g., trampoline courts, soft play).

Inspection Program: None

Investigative Authority:

The Consumer Product Safety Act (CPSA) authorizes the Commission to investigate serious accidents involving portable carnival rides, inflatables, and go-karts. Amusement rides operated at permanent parks are exempt from compliance with the CPSA.

Reporting Criteria:

A ride manufacturer or owner/operator is required to notify the Consumer Product Safety Commission if it obtains information which reasonably supports the conclusion that a portable amusement ride, inflatable device, go-kart or other non-exempt amusement device: (1) fails to comply with a consumer product safety standard or banning regulation established by the omission or a voluntary consumer product safety standard upon which the Commission has relied under section 9 of the CPSA; (2) contains a defect which could create a substantial product hazard described in section 15(a)(2) of the CPSA; or (3) creates an unreasonable risk of serious injury or death.

Last Update

April 8, 2019

Here's what our clients say

Ryan is a wealth of knowledge and is available to talk with us no matter what time of day it is. We consult with Ryan before purchasing new attractions or making any major change to our business. I would recommend him to anyone.

Ryan is the only insurance agent I know that will truly go to battle for his clients. After a large property loss, the insurance company proposed a settlement of $75,000. Thanks to Ryan's knowledge of both insurance and amusements he was able to complete a separate evaluation and the carrier ended up agreeing with Ryan. The final settlement was north of $275,000.

Ryan has been with us since before we opened. He really helped us get going and provided a lot of training for our staff. I highly recommend him.

I was with another insurance agent at the time and we were having trouble getting our claim paid. It was so bad that our current agent stopped calling us back and told us that we had to deal with the carrier directly. We contacted Ryan on the advice of a friend who also owns a FEC like ours. Ryan listened to our issues and talked with the claims adjuster. In about 3 days he was able to get our claim paid.